Your Shared Financial Story
A calm space for couples to see, plan, and grow together... without losing independence.
Invite a partner, team up, and co-ordinate your spending like a dream team. You decide what gets shared, and what stays private.
Full access for both partners · Cancel anytime
No more “How much is in your account?”
Split it your way — income-based, 50/50, or custom.
Share what matters. Keep the rest just for you.
Built for real relationships.
You're not perfect. Your finances aren't either. That's okay.
One earns more, one earns less
Split fairly by income, not just 50/50.
Want privacy, need transparency
Share what matters. Hide the rest.
Tired of “we need to talk about money”
Weekly Calm Briefs keep you aligned without awkward check-ins.
Finally, a money app that doesn't feel like work.
No spreadsheets. No guilt. No “you spent how much?!” TwoPennies helps couples talk about money without the stress.
- See everything in plain English (no jargon)
- Privacy controls you actually control
- Weekly summaries, not daily nagging
- Split things fairly, not just equally
One plan. Two people. £4.99/month.
Try everything with our 7-day free trial. Cancel anytime.
TwoPennies subscription
for both partners
- Unlimited bank accounts & goals
- Budget Canvas & fairness splits
- Weekly Calm Briefs
- Privacy controls & audit trail
No credit card tricks. No hidden fees. Just calm clarity.
Safe as your bank. Private as your diary.
Bank-grade encryption
Powered by TrueLayer (FCA-regulated)
Read-only access
We can't move your money. Ever.
Start your shared story today.
Join the couples who've made money calm again.
No credit card required. Cancel anytime.